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Send Money to Students

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Whether it’s your child, another family member or a friend, Money Services lets you send money to a student anywhere across the US or internationally.

  • Send money to help a student pay for rent, groceries and bills
  • Use Money Services in over 2,000 Kroger Family of Stores locations
  • Wire amounts up to $10,000 quickly and safely
  • Transfer to over 200 countries and 435,000 agent locations worldwide
  • Deliver funds securely and with complete confidence with Ria and Western Union
  • Want to know more? Find out more about us

Ways you can

It’s simple to send money to students around the world. We offer several different ways to transfer money to a member of your family or a friend.

In Store

With Ria or Western Union, you can send money around the world or within the US in minutes from your local Kroger Family of Stores store.

Stage and Pay

Stage & Pay means you can start your transfer at home and complete in store. Get started.

Online

Making online payments with Money Services is simple. Log in to your account, choose the amount you want to send, and complete your payment.

Why Send

Money Services lets you send funds to any student to pay for groceries, bills, rent and living costs. You can choose between two money transfer providers; Ria and Western Union. Either transfer funds directly to a bank account, send money with the help of our in-store team, or fill in your details online – at a time that suits you – and go in store to finish the payment.

You can transfer up to $10,000 USD with Ria and $5,000 with Western Union. Track your money transfer using Ria’s PIN or Western Union’s MTCN or sign up for SMS text notifications to receive an instant notification when your funds have been paid out. Standard text message rates apply.

  • Send money online

  • In-store support

  • Help manage your money

  • Easily send money your way


How to send

Money Services has made sending money to students quick and easy. Visit us to send money virtually anywhere around the world or within the US.

Send money quickly and easily with these simple steps:

  • Find your local Money Services with our helpful store locator.

  • Stop by and give the store associate the receiver’s name, their location, and the amount you want to send so the associate can set up the transfer.

  • Choose Ria or Western Union to deliver your money transfer.

  • Select cash pick-up or bank deposit delivery option

  • Pay the fee* + transfer amount and present your valid photo ID, if required

  • For Ria: The recipient will need the PIN and valid photo ID.

  • For Western Union: Tell the receiver the 10-digit Money Transfer Control Number (MTCN) and remind them to bring their photo ID so they can collect the cash.

Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.  If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000.  After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

Ria is a registered trademark of Continental Exchange Solutions, Inc. NMLS #920968, dba Ria Financial Services. Kroger is an authorized delegate of Ria (Continental Exchange Solutions, Inc.) pursuant to Chapter 151 of the Texas Finance Code. If you have a complaint, please call Ria at (855) 355-2145 or visit https://us.riafinancial.com/en/legal/file-complaint.

For Texas consumers: Ria is licensed under Chapter 151 of the Texas Finance Code.  After contacting Ria, if you still have a complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.

For consumers in all other states: see full terms and conditions, including regulatory contact information, on your receipt.

Date available will be displayed on receipt for all transfers. Service and funds availability depends on certain factors including the amount sent, destination country, currency availability, fraud prevention measures, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.

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