If you need to send money to Pakistan, Money Services with Western Union and Ria can help you do it securely and easily.
- Located in the Kroger Family of Stores for extra convenience
- Choose to send funds to agents across Pakistan in minutes
- Track your transfer at every stage with Ria and Western Union
- Everyday low fees and exclusive benefits with your Shopper’s Card
- Earn My WU rewards with Western Union
- Want to know more? Find out more about us
Ways you can Send Money
Whether your loved ones are in Lahore, Karachi or somewhere between the two, you can send funds quickly. There are three main ways to send money outside the US:
Visit your local Money Services Counter to send money in person with help from our store associates.
Stage & Pay
Find out how you can save time at the counter by starting your transfer online then paying in store.
Send money online for instant transfers through credit and debit card payments. Learn more.
Ways to Pick up money
Send money from the US to Western Union or Ria agent locations in branches of major banks, including the National Bank of Pakistan, Summit Bank and United Bank. Alternatively, deposit the funds directly into your recipient’s bank account.
Why send with Money Services
Sending money with Money Services, is quick, easy and secure, with transactions powered by Ria and Western Union. Your dollars will be converted to Pakistani rupees quickly and you can send up to $5,000 USD.
Choose to send funds to any of the agent locations throughout Pakistan. Our collection points are found inside major banks so it’s easy for your recipient to find their nearest pick-up spot. Send money to family and friends to offer support or celebrate a special event with confidence when you use Money Services. Track your money transfer using Ria’s PIN or Western Union’s MTCN or sign up for SMS text notifications to receive an instant notification when your funds have been paid out in Pakistan. Message and data rates may apply.
Find out more about how we securely manage your money with Ria and Western Union.
Send money online
Help manage your money
Easily send money your way
How to send money in-person, in-store to Pakistan
Sending money to Pakistan from the US is secure, quick and easy. Here’s how:
Find your nearest store
Provide the recipient details
Choose Ria or Western Union to deliver your money transfer
Select cash pick-up or bank deposit delivery option
Pay the fee* + transfer amount and present your valid photo ID, if required
For Ria: The recipient will need the PIN and valid photo ID
For Western Union: Tell the recipient the 10-digit Money Transfer Control Number (MTCN) and the amount – they’ll also need photo ID.
About Pakistani Rupees
The Rupee is the official currency of Pakistan, managed by the Bank of Pakistan. The word Rupee comes from Sanskrit, and means silver in most Indian dialects. The Pakistani Rupee was introduced in 1947 after the country achieved independence.
Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000. After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.
*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.
†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).
**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.
Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services. See terms and conditions for details.
The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.
Ria is a registered trademark of Continental Exchange Solutions, Inc. NMLS #920968, dba Ria Financial Services. Kroger is an authorized delegate of Ria (Continental Exchange Solutions, Inc.) pursuant to Chapter 151 of the Texas Finance Code. If you have a complaint, please call Ria at (855) 355-2145 or visit https://us.riafinancial.com/en/legal/file-complaint.
For Texas consumers: Ria is licensed under Chapter 151 of the Texas Finance Code. After contacting Ria, if you still have a complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.
For consumers in all other states: see full terms and conditions, including regulatory contact information, on your receipt.
Date available will be displayed on receipt for all transfers. Service and funds availability depends on certain factors including the amount sent, destination country, currency availability, fraud prevention measures, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.