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Send money to Indonesia

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With Money Services, you can send money to agents across Indonesia. Powered by Ria and Western Union, your transfer will be quick, easy and secure.

  • Located in the Kroger Family of Stores for extra convenience
  • Send and track your transfer at every stage with Ria or Western Union
  • Collect funds from agents across Indonesia
  • Or deposit directly into your recipient’s bank account
  • Everyday low fees and exclusive benefits with your Shopper’s Card
  • Want to know more? Find out more about us

Ways you can

Send money from the US to some of Indonesia’s biggest banks including Bank Indonesia, Bank Central Asia and many more. There are three main ways to send money outside the US:

In store

Head to your nearest Money Services Counter to set up your transfer in person. Find out more.

Stage and Pay

Start your money transfer online then pop into store to complete your payment.


You can send money to any pickup location in Indonesia online.

Ways to

Next, choose how your funds are delivered. When sending money to Indonesia with Money Services, your recipient can collect the funds from locations including several Bank Negara branches throughout the country. Alternatively, the funds can be deposited directly into the recipient’s bank account.

Why send

Whether you’re sending money to help or to celebrate a special occasion, you can do so quickly, easily and flexibly with Money Services.

Powered by Ria and Western Union, payments are fast and secure, so you can send money your way. Send up to $10,000 USD with Ria and $5,000 with Western Union. Track your money transfer using Ria’s PIN or Western Union’s MTCN or sign up for SMS text notifications to receive an instant notification when your funds have been paid out in Indonesia. Message and data rates may apply.

Find out more about how we securely manage your money with Ria and Western Union.

Pile of US dollar bills
  • Send money online

  • In-store support

  • Help manage your money

  • Easily send money your way

How to send money in-person,

Sending money to Indonesia from the US is simple and secure. Here’s how:

  • Find your nearest store

  • Provide the recipient details

  • Choose Ria or Western Union to deliver your money transfer

  • Select cash pick-up or bank deposit delivery option

  • Pay the fee* + transfer amount and present your valid photo ID, if required

  • For Ria: The recipient will need the PIN and valid photo ID

  • For Western Union: Tell the recipient the 10-digit Money Transfer Control Number (MTCN) and the amount – they’ll also need photo ID.


The currency used in Indonesia is the Indonesian Rupiah (IDR). It was introduced in 1946 when it replaced a version of the Netherlands Indies Gulden. US Dollars (USD) is the most popular exchange rate into IDR.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

Ria is a registered trademark of Continental Exchange Solutions, Inc. NMLS #920968, dba Ria Financial Services. Kroger is an authorized delegate of Ria (Continental Exchange Solutions, Inc.) pursuant to Chapter 151 of the Texas Finance Code. If you have a complaint, please call Ria at (855) 355-2145 or visit

For Texas consumers: Ria is licensed under Chapter 151 of the Texas Finance Code.  After contacting Ria, if you still have a complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit for more information.

For consumers in all other states: see full terms and conditions, including regulatory contact information, on your receipt.

Date available will be displayed on receipt for all transfers. Service and funds availability depends on certain factors including the amount sent, destination country, currency availability, fraud prevention measures, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.

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