Send rupees around the world to Ria or Western Union locations across India. Make quick, easy and secure transfers to family and friends with Money Services.
- Located in the Kroger Family of Stores for extra convenience
- Send funds from more than 2,000 stores across the US
- Pick-up locations throughout India
- Send rupees in minutes via Ria or Western Union
- Everyday low fees and exclusive benefits with your Shopper’s Card
- Want to know more? Find out more about us
Ways you can Send Money
From Mumbai to Bangalore, it’s simple to send money to your loved ones. There are three ways to send money outside the US with Money Services:
Ways to Pick up money
Send to major banks in India, including Punjab National, Union Bank of India and Yes. Or transfer to agent locations, such as supermarkets and check cashing outlets. Alternatively, deposit your funds directly into your recipient’s bank account.
Why Send With Money Services
Whether you’re sending money to support your family or celebrate a special occasion, we make it easy and convenient. Money Services is part of the Kroger Family of Stores and is powered by Ria and Western Union so you can transfer with confidence.
Transfer up to $10,000 USD to India with Ria or $5,000 USD with Western Union. Track your money transfer using Ria’s PIN or Western Union’s MTCN or sign up for SMS text notifications to receive an instant notification when your funds have been paid out in India. Message and data rates may apply.
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How to send money in-person, in-store to India:
Sending money to India from the US is quick, easy and safe. Here’s how:
Find your nearest store
Provide the recipient details
Choose Ria or Western Union to deliver your money transfer
Select cash pick-up or bank deposit delivery option
Pay the fee* + transfer amount and present your valid photo ID, if required
For Ria: The recipient will need the PIN and valid photo ID
For Western Union: Tell the recipient the 10-digit Money Transfer Control Number (MTCN) and the amount – they’ll also need photo ID.
About Indian Rupees
The official currency in India is the Indian Rupee, or INR. The word comes from the Sanskrit word for silver coin and the common symbol for the Rupee is Rs. The Reserve Bank of India, which was introduced in 1935, is responsible for controlling and issuing the currency. The coins have been used to trade in India for hundreds of years.
Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000. After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.
*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.
†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).
**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.
Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services. See terms and conditions for details.
The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.
Ria is a registered trademark of Continental Exchange Solutions, Inc. NMLS #920968, dba Ria Financial Services. Kroger is an authorized delegate of Ria (Continental Exchange Solutions, Inc.) pursuant to Chapter 151 of the Texas Finance Code. If you have a complaint, please call Ria at (855) 355-2145 or visit https://us.riafinancial.com/en/legal/file-complaint.
For Texas consumers: Ria is licensed under Chapter 151 of the Texas Finance Code. After contacting Ria, if you still have a complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.
For consumers in all other states: see full terms and conditions, including regulatory contact information, on your receipt.
Date available will be displayed on receipt for all transfers. Service and funds availability depends on certain factors including the amount sent, destination country, currency availability, fraud prevention measures, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.