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Send Money to Ghana

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If you have family and friends in Ghana who need money sent to them, look no further than Money Services – it’s an easy way to transfer your cash. With Western Union, we’ll help transfer your money to friends and family. They can pick it up at more than 2,600 agent locations across Ghana. From Kumasi to Accra, your money can arrive in a matter of minutes†.

Powered by Western Union


  • Over 2,600 Western Union agent locations across Ghana

  • Choose how quickly you want the money to arrive

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Send money your way

  • Money Services allows you to send money your way:

  • Send money: Online – no need to visit in-store

  • Send money: Stage & Pay – start online, pay in-store

  • Send money: In-person – in-store

  • Make fast and easy transfers of up to $5,000

How to send money

Sending cash to someone important to you in Ghana is easy. Just follow these simple steps.

  • Find your nearest Money Services using our store locator.

  • Stop by and give the store associate the receiver’s name, their location, and the amount you want to send so the associate can set up the transfer.

  • Choose how the receiver will receive the funds.

  • Decide on your transfer option.

  • Give the fee* and the money being sent to the store associate.

  • Tell the receiver the 10-digit Money Transfer Control Number (MTCN) and send amount so they can pick up the cash – they’ll also need a photo ID.

Over 2,600 Western Union


Prior to Ghana’s independence in 1957, it used West African pounds, shillings and pence. Its first sovereign currency was Ghana pounds, shilling and pence – until 1965, when it introduced cedi notes and pesewa coins. In 1967, this was replaced by new cedi notes, which remain in circulation today in denominations of 1, 2, 5, 10, 20 and 50.

† Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

* Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

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