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Send Money Internationally

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You can send money online, in-person or via Stage and Pay, where you start online and pay in-store.
Whether you want to support family or wish a friend happy birthday, we have you covered.

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Send money your way with

  • Money Services allows you to send money your way:

  • Send money: Online – receive a 10% discount on digital transfers

  • Send money: Stage & Pay – start online, pay in-store

  • Send money: In-person – in-store

  • Make fast and easy transfers

Why use Money Services

  • Send money reliably to friends and family around the world from your local Money Services – your receiver can pick up the cash in minutes.† 

  • With 500,000 Western Union agent locations around the world it’s easy to send money, and hassle-free for loved ones to collect it too.

  • Western Union provides a reliable service for your peace of mind.

  • Earn rewards as a My WU® member every time you send qualifying money transfers.

How to send

Send your money to another country safely and reliably online, in store or using our Stage & Pay option to start your transaction at home and complete in store. Just follow these simple steps to send money with Money Services and Western Union.

  • Find a Money Services location near you
    Search by state, city or ZIP code to find your local Money Services.

  • Give the store associate
    Stop by and give the store associate the receiver’s name, their location, and the amount you want to send so the associate can set up the transfer. If you’re using our Stage & Pay option, you can do this online at home before finalizing your transfer at your local Money Services.

  • In Minutes or Next Day?
    Decide on your transfer option, then give your payment and fee to the store associate.

  • Give the receiver the code
    Give the receiver the 10-digit Money Transfer Control Number (MTCN) so they can collect the cash – they’ll also need a photo ID.

How to pick up cash

Your recipient can pick up money from a Western Union agent. With 500,000 locations around the world, it’s easy to find one close by, at many major banks, grocery stores, currency exchanges and other outlets.

Pile of US Dollar Bills

What does the receiver

To pick up money, your receiver will generally need:

  • The tracking number (MTCN) the sender provides
  • Sender’s complete name
  • Sender’s country and state/city/province may be required
  • The amount expected
  • Government-issued ID
  • In some receiving countries, a security question may be required

Do I need a bank account

You can send money to a loved one without having a bank account. Just drop by Money Services and bring along the cash to send, and our store associates will help you set up the money transfer quickly and easily.

Find a Money

Countries we commonly

Dollars and checkbook

Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.  If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000.  After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit for more information.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

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