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Send Money for a Birthday

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At Money Services, you can send money your way. You can send a Western Union® transfer online from home or when you visit your nearest store. With Stage & Pay transactions, you can save time at the counter by starting your transaction online and completing payment in-store.

Powered by Western Union

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Send money your way with

  • Money Services allows you to send money your way:

  • Send money: Online – no need to visit in-store

  • Send money: Stage & Pay – start online, pay in-store

  • Send money: In-person – in-store

  • Make fast and easy transfers of up to $5,000

Send money for a

Here at Money Services we understand that everyone loves a treat for their birthday, so we’ve made sending and picking up money simple.

Send money in minutes†

Send money across town or around the world at one of our convenient locations. You can send money to arrive in minutes.

Send money to over 500,000 agent locations

We are powered by Western Union so you can send money to loved ones in over 200 countries.

My WU® member benefits

My WU® members earn rewards every time they send a qualifying money transfer. Members can use the rewards on discounts or to support causes available on the My WU® page.

How to Send Money Online

Visit your local Money Services to send birthday money to your friends and loved ones. Send money conveniently from your mobile, tablet or desktop computer. With Money Services, powered by Western Union, you can send money online across the United States or virtually anywhere around the world.

Send in a few easy steps:

  • Log into the Western Union® platform

  • Set up your money transfer with your receiver and payment information and select “Send”

  • Your money is on its way! You will receive the tracking number (MTCN) onscreen and via email to share with the receiver

How to Start Online, Pay In-Store

Prefer to pay in cash? Start your money transfer online at your convenience and pay in-store at any Money Services location nationwide.

Getting started is easy, just:

  • Log into the Western Union® platform

  • Set up your money transfer and select “Pay in-store”

  • Enter the receiver information and follow prompts for staging your transfer

  • Visit your Money Services location with your phone number, valid ID and payment within 12 hours of staging online

  • The money is on its way – just share the tracking number (MTCN) with your receiver

How to Send In-Person at a Money Services Location

Send while you shop! Make face-to-face money transactions at your local Money Services location to send money internationally or transfer within the US.

Follow these simple steps:

  • Find your nearest Money Services using our store locator

  • Provide the receiver’s name, location and the amount you want to send to the store associate

  • Choose how the receiver will get the funds

  • Select how soon they will be able to access the funds

  • Give the fee and amount to be sent – either as cash or using a bank-issued US debit card

  • Provide the receiver with the 10-digit Money Transfer Control Number (MTCN) and the amount so they can pick up the cash – they’ll need a photo ID that matches the receiver name to collect payment

Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.  If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000.  After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit for more information.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

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