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Send Money to a Bank Account

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At Money Services, you can send money your way. You can send a Western Union® transfer online from home or when you visit your nearest store. With Stage & Pay transactions, you can save time at the counter by starting your transaction online and completing payment in-store.

Powered by Western Union

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Send money your way with

  • Money Services allows you to send money your way:

  • Send money: Online – receive a 10% discount on digital transfers

  • Send money: Stage & Pay – start online, pay in-store

  • Send money: In-person – in-store

  • Make fast and easy transfers of up to $5,000

How to send money

Money Services has made sure that sending money is quick and easy. See our step-by-step guide on how you can send money to someone’s bank account using Money Services. Remember you can also send money safely and reliably online.

  • Find your local Money Services with our store locator.

  • Stop by your local Money Services and give the store associate your receiver’s name, location and the amount you want to send. If you use our Stage & Pay option, you can do this online before heading in store to finalize your transaction.

  • Give the associate your completed form, the money you want to send and the cash to cover the transaction fee.

  • Keep your receipt as this will include the tracking number so you can check the status of your transaction.

  • Let your receiver know the tracking number (MTCN) so that they can also track the funds.

Why send money to a bank

  • With low fees, you can save while you send

    Send money conveniently and in minutes†.

  • Earn rewards as you send money as a My WU® member

    My WU® members earn rewards every time they send a qualifying money transfer.

Find a Money

Search by state, city or ZIP code to find your local Money Services.

Will I need a

At Money Services, we understand not everyone has a bank account – that’s why we’ve made it easy for you send money in cash. Depending on your receiver’s needs, they can pick up the cash or you can send it directly to their bank account.

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What do I

We have provided you with a helpful list of items you will need to bring with you to send money.

  • The cash or card you wish to make the payment with
  • The recipient’s bank account name, number and routing code
  • The recipient’s full name and address, including ZIP code
  • Your name and address, and a form of ID

The requirements can vary depending on where you are sending money so try to check this in advance†.

Can I send money to

If your receiver doesn’t have a bank account, you can send money for them to pick up at their nearest Money Services or a Western Union agent location. Just make sure they bring along the tracking number (MTCN) and a form of ID.

Can I send money to a

We work with Western Union®, who can help you transfer money to over 200 countries. With 500,000 agent locations around the world, there might be one nearby your receiver.

Find out more about sending money internationally.

Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.  If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000.  After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit for more information.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

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