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Send Money with Money Services

Money Services means you can send support wherever you are.

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Ways to send money
Ways to pick-up money
What you need to bring
Why Money Services?

HOW TO SEND MONEY

Transfer money near you at Money Services. We understand that time is precious, that’s why we offer ways to make it quick and easy for you to send money safely to friends and family across states and internationally.

  • Available in more than 2,000 stores nationwide – wherever you live, you’re bound to find a Money Services near you.
  • Send money to over 200 countries and territories and 435,000 locations – no matter where your family are, we can reach them.
  • Save on money transfers with Ria – benefit from our partnerships with brands you can trust.

Want to know more? Find out more about us

HOW TO SEND

Choose from more than 2,000 Money Services locations within the Kroger Family of Stores. Use our store locator to find the closest Money Services location to you.

 

Store locator.

In Store

Choose from more than 2,000 Money Services locations within the Kroger Family of Stores. Find out more.

Ways to

Next, choose how your recipient gets the funds.

Cash Pick-Up

Pick-up at over 435,000 locations worldwide.

Bank Deposit

Deposit into over 3 billion bank accounts across more than 120 countries.

Mobile Wallet

Deposit into your recipient’s bank account.

Domestic Cash Payout

Over 54,000 US agent locations available for coast-to-coast money transfers.

ATM Pay-Out

Arrange for your recipient to collect funds at a participating ATM.

Home Delivery

Schedule your money transfer for home delivery.

WHY SEND MONEY

Sending money is quick and secure with Money Services. From sending money online to in-store support, we make it our business to help you manage your money. Online, Stage & Pay, or in store, we make it easy for you to complete money transfers your way. And we make it easy for your recipient too, with options like cash pick-up, bank deposit, mobile wallet, ATM pay-out, and home delivery. Find out more about how we work with Ria and Western Union to securely manage your money.

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  • Send money online

  • In-store support

  • Help manage your money

  • Easily send money your way

Sending money

  • Send money within the US to over 54,000 Western Union agent locations or a global footprint of hundreds of thousands of retail locations

  • Western Union is trusted deliver over 25 transactions per second

  • They give your recipient flexibility and choice where they pick-up their money

  • Send money your way In-store, Stage & Pay or Online

Sending Money

  • Great exchange rates mean your dollar goes further when converting to foreign currency

  • Simple low fees no matter where you send worldwide

  • Cash pickup in over 160 countries and territories with over 435,000 Ria locations worldwide

  • A brand you can trust with over 30 years of experience and over 1 billion money transfers safely sent worldwide

What do you need

  • Funds in cash or on a debit card to cover the transfer amount
  • Your receiver’s name as it appears on their government-issued ID
  • Your receiver’s city/province/state and country
  • Your own government-issued ID
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Types of ID

  • US-issued Passport

  • Foreign Passport

  • State-issued ID

  • Driver's License

  • Resident Alien ID

  • Military ID

  • Matricula Consular ID

  • Tribal Nation or Reservation ID

Why

At Money Services, we make it easy for you to send money securely – your way. You don’t need a bank account to manage your funds and neither does your recipient if you’re sending money. Our in-store team are trained to help you through the transaction process and always on hand.

Money Services is committed to protecting you from fraudulent schemes and scams. You should never send money to someone you haven’t met in person. All contact from emergency personnel, government agencies, or telephone and internet marketers should be verified before purchase.

If you’re worried about your transfer, Ria customers can call support on 1 (844) 297-1287.

For Western Union transactions, please contact customer services at 1-800-325-6000.

Find out more about how we safeguard your money.

Send Money

You can make a wire transfer to almost anywhere with over 200 countries and territories served by Ria and Western Union. Popular receive countries are: India, Mexico, Philippines, Nigeria, UK.

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Africa (52)

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Asia (41)

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Europe (49)

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North America (32)

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Oceania & Australia (21)

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South America (17)

Top 5 Reasons

There are many reasons why we send money around the world.

FAQs

Yes. The easiest way to track your money transfer is to sign up for SMS alerts. This way you’ll receive a text notification when your funds have been paid out – just bear in mind that message and data rates may apply. If you’re sending a cash payment, you can also call your local store’s customer service.

If you’re transferring with Ria, you can track your money transfer using your pin number. Just head to the website or download the Ria Money Transfer app.

If your payment is through Western Union, you can track your money transfer using your MTCN on their website or app too.

Whether or not you can cancel your money transfer will depend on the individual circumstances. Call either Ria or your local Money Services to find out whether you can cancel.

If you’re sending internationally from the US, you normally won’t be taxed. If you’re receiving money within the US, taxation is unlikely but you’ll need to declare it to the IRS.

Yes, the IRS does have reporting requirements as part of the Bank Secrecy Act. Money transfers over $10,000 – or multiple payments in a small-time frame that add up to over this amount – need to be reported to the IRS.

With Ria, you can send up to $5,000 within the US and up to $10,000 internationally, depending on your destination and delivery method.

The best way for you to send money will depend on how much you want to send, how quickly it needs to arrive, and how you want the funds to get there. Speak to our in-store team and they’ll be able to help you with your money transfer.

See all FAQS

Related Pages

The safest way to send money through the mail

Read our guide to discover the safest way to send money through the mail, as well as tips for protecting your money in the post.

Find out more

Send money internationally

You can send money online, in-person or via Stage and Pay, where you start online and pay in-store.

Find out more

How to send money to an inmate

When you’ve got a friend or family member behind bars, your support is important to help them get through their time.

Find out more

Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.  If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000.  After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

Ria is a registered trademark of Continental Exchange Solutions, Inc. NMLS #920968, dba Ria Financial Services. Kroger is an authorized delegate of Ria (Continental Exchange Solutions, Inc.) pursuant to Chapter 151 of the Texas Finance Code. If you have a complaint, please call Ria at (855) 355-2145 or visit https://us.riafinancial.com/en/legal/file-complaint.

For Texas consumers: Ria is licensed under Chapter 151 of the Texas Finance Code.  After contacting Ria, if you still have a complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.

For consumers in all other states: see full terms and conditions, including regulatory contact information, on your receipt.

Date available will be displayed on receipt for all transfers. Service and funds availability depends on certain factors including the amount sent, destination country, currency availability, fraud prevention measures, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.

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