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Send Money with Money Services

Money Services means you can send support wherever you are.

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We understand time is precious. That’s why Money Services offers ways to make it quick and easy for you to send money to friends and family across states and around the world.

  • Transfer up to $5,000 easily
  • More than 2,000 stores
  • Send money to over 200 countries in minutes†
  • Choose how much and when it will arrive
  • Send money online and earn My WU® Rewards with Western Union
  • Want to know more? Find out more about us

Ways you can

Sending money doesn’t have to be complicated or expensive. You can choose exactly how you want to transfer funds to friends or family.


With Western Union, you can send money around the world in minutes†. Right now, you can earn 10% off every digital transaction. Get started online.

Stage and Pay

Stage & Pay means you can start your transfer at home and complete in store with the full support of our trained associates. Start here.

In Store

Choose from more than 2,000 Money Services locations within the Kroger Family of Stores. Find out more.

Send money your way with

  • Money Services allows you to send money your way:

  • Send money: Online – receive a 10% discount on digital transfers

  • Send money: Stage & Pay – start online, pay in-store

  • Send money: In-person – in-store

  • Make fast and easy transfers of up to $5,000

Why send with

There are loads of ways to send money but at Money Services, it’s everything we do. From sending money online to in-store support, we make it our business to help you manage your money. Online, Stage & Pay or in store, we make it easy for you to send money your way. Find out more about how we work with Western Union to manage your money.

  • Send money online

  • In-store support

  • Help manage your money

  • Easily send money your way

What do you need

  • Funds in cash or on a debit card to cover the transfer amount
  • Your receiver’s name as it appears on their government-issued ID
  • Your receiver’s city/province/state and country
  • Your own government-issued ID
Money Header

Types of ID

  • US-issued Passport

  • State-issued ID

  • Driver's License

  • Resident Alien ID

  • Military ID

  • Matricula Consular ID

  • Tribal Nation or Reservation ID


At Money Services, we make it easy for you to send money securely – your way. You don’t need a bank account to manage your funds and neither does your recipient if you’re sending money. Our in-store team are trained to help you through the transaction process and always on hand.

Money Services is committed to protecting you from fraudulent schemes and scams. You should never send money to someone you haven’t met in person. All contact from emergency personnel, government agencies, or telephone and internet marketers should be verified before purchase. If you’re worried about your transfer, call Western Union customer service at 1-800-325-6000. Find out more.

Send Money

You can make a wire transfer to almost anywhere with over 200 countries and territories served by Western Union. Popular receive countries are: India, Mexico, Philippines, Nigeria, UK.

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Africa (52)

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Asia (41)

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Europe (49)

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North America (32)

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Oceania & Australia (21)

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South America (17)

Top 5 Reasons

There are many reasons why we send money around the world.

Top 5 FAQs

You can use your MCTN to track your transaction. If your payment is via Western Union, you can do it via their website or app. If you’re sending a cash payment, you can call your local store’s customer service.

This will depend on the circumstances. Call either Western Union or your local Money Services to find out whether you can cancel.

If you’re sending internationally from the US, you normally won’t be taxed. If you’re receiving money within the US, it’s unlikely you’ll be taxed but you’ll need to declare it to the IRS.

You can send up to $5,000 with Money Services and Western Union.

The best way for you to send money will depend on how much you want to send and how quickly it needs to arrive. Speak to our in-store team and they’ll be able to help you with your transaction.

Related Pages

Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.  If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000.  After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit for more information.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

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