We understand time is precious. That’s why Money Services offers ways to make it quick and easy for you to send money safely to friends and family across states and internationally.
- Available in more than 2,000 stores nationwide
- Transfer up to $10,000 USD and choose the pick-up method
- Send money to over 200 countries and 435,000 locations
- Earn My WU Rewards with Western Union
- Save on money transfers with Ria
- Want to know more? Find out more about us
Ways you can Send money
Sending money doesn’t have to be complicated or expensive. You can choose exactly how you want to transfer funds to friends or family.
Choose from more than 2,000 Money Services locations within the Kroger Family of Stores. Find out more.
Stage and Pay
Stage & Pay means you can start your transfer at home and complete in store with the full support of our trained associates. Start here.
With Western Union, you can send money around the world in minutes†. Right now, you can earn 10% off every digital transaction. Get started online.
Ways to Pick-Up money
Next, choose how your recipient’s funds will be delivered.
Pick-up at over 435,000 locations worldwide.
Deposit into over 3 billion bank accounts across more than 120 countries.
Deposit into your recipient’s bank account.
Domestic Cash Payout
Over 54,000 US agent locations available for coast to coast money transfers.
Arrange for your recipient to collect funds at a participating ATM.
Schedule your money transfer for home delivery.
Why send with Money Services?
Sending money is quick and secure with Money Services. From sending money online to in-store support, we make it our business to help you manage your money. Online, Stage & Pay or in store, we make it easy for you to send money your way. And we make it easy for your recipient too, with options like cash pick-up, bank deposit, mobile wallet, ATM pay-out and home delivery. Find out more about how we work with Ria and Western Union to securely manage your money.
Send money online
Help manage your money
Easily send money your way
Sending money With Western Union
Send up to $5,000 within the US to over 54,000 Western Union agent locations or to one of 525,000 locations worldwide
Western Union completes an average of 34 transactions per second
They give your recipient flexibility and choice where they pick-up their money
Send money your way In-store, Stage & Pay or Online
Earn rewards towards fee* discounts with the My WU Loyalty program
Send money online, in-store or start your payment online and complete with the help of our associates at any of our Money Services counters:
For more information on sending money with Ria and Money Services in-store, please see the video below:
Sending money with Ria Money Transfer
Great exchange rates mean your dollar goes further when converting to foreign currency
Simple low fees no matter where you send worldwide
Cash pickup in over 160 countries and territories with over 435,000 Ria locations worldwide
A brand you can trust with over 30 years of experience and over 1 billion money transfers safely sent worldwide
What do you need to bring?
- Funds in cash or on a debit card to cover the transfer amount
- Your receiver’s name as it appears on their government-issued ID
- Your receiver’s city/province/state and country
- Your own government-issued ID
Types of ID We accept
Resident Alien ID
Matricula Consular ID
Tribal Nation or Reservation ID
Why Money Services?
At Money Services, we make it easy for you to send money securely – your way. You don’t need a bank account to manage your funds and neither does your recipient if you’re sending money. Our in-store team are trained to help you through the transaction process and always on hand.
Money Services is committed to protecting you from fraudulent schemes and scams. You should never send money to someone you haven’t met in person. All contact from emergency personnel, government agencies, or telephone and internet marketers should be verified before purchase.
If you’re worried about your transfer, Ria customers can call support on 1 (844) 297-1287.
For Western Union transactions, please contact customer services at 1-800-325-6000.
Find out more about how we safeguard your money.
Send Money Internationally
- American Samoa
- Antigua and Barbuda
- Bosnia and Herzegovina
- British Virgin Islands
- Brunei Darussalam
- Burkina Faso
- Cape Verde
- Central African Republic
- Congo, Democratic Republic
- Cook Islands
- Costa Rica
- Cyprus ( Northern )
- Czech Republic
- Dominican Republic
- East Timor
- Equatorial Guinea
- Falkland Islands
- French Guiana
- French Polynesia
- Hong Kong
- Ivory Coast
- Marshall Islands
- New Caledonia
- New Zealand
- Northern Mariana Islands
- Papua New Guinea
- Puerto Rico
- Reunion Island
- Saint Bathelemy
- Saint Kitts and Nevis
- Saint Lucia
- Saint Vincent and the Grenadines
- Sao Tome and Principe
- Saudi Arabia
- Sierra Leone
- Solomon Islands
- South Africa
- Sri Lanka
- St. Maarten
- St. Martin
- Trinidad and Tobago
- Turks and Caicos Islands
- United Arab Emirates
- United Kingdom
- United States
- Virgin Islands (US)
- No results found.
North America (32)
Oceania & Australia (21)
South America (17)
Top 5 Reasons To Send Money
There are many reasons why we send money around the world.
Treat your loved ones during the holidays with a cash gift.
Celebrate Mother’s Day by gifting money to someone special so they can choose what they like.
Send money to friends and family on their special day in a quick and reliable way.
You can quickly and conveniently send funds to an inmate at the Federal Bureau of Prisons, plus other state correctional facilities.
It’s easy to transfer funds to a bank account or to a loved one.
Top 5 FAQs
Can I track my money?
The easiest way to track your transfer is to sign up for SMS alerts to receive a text notification when your funds have been paid out. Message and data rates may apply. If you’re transferring with Ria, visit riafinancial.com or download the Ria Money Transfer app to track your transfer using your PIN number. If your payment is through Western Union, you can track your money using your MTCN on their website or app too. If you’re sending a cash payment, you can also call your local store’s customer service.
Can I cancel my transaction?
This will depend on the circumstances. Call either Ria, Western Union or your local Money Services to find out whether you can cancel.
Will I be taxed if I send money abroad?
If you’re sending internationally from the US, you normally won’t be taxed. If you’re receiving money within the US, it’s unlikely you’ll be taxed but you’ll need to declare it to the IRS.
How much can I send?
With Ria, you can send up to $5,000 within the US and up to $10,000 internationally, depending on your destination and delivery method. You can send up to $5,000 with Money Services and Western Union.
What’s the best way to send money?
The best way for you to send money will depend on how much you want to send, how quickly it needs to arrive and how you want the funds to deliver. Speak to our in-store team and they’ll be able to help you with your transaction.
Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000. After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.
*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.
†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).
**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.
Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services. See terms and conditions for details.
The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.
Ria is a registered trademark of Continental Exchange Solutions, Inc. NMLS #920968, dba Ria Financial Services. Kroger is an authorized delegate of Ria (Continental Exchange Solutions, Inc.) pursuant to Chapter 151 of the Texas Finance Code. If you have a complaint, please call Ria at (855) 355-2145 or visit https://us.riafinancial.com/en/legal/file-complaint.
For Texas consumers: Ria is licensed under Chapter 151 of the Texas Finance Code. After contacting Ria, if you still have a complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.
For consumers in all other states: see full terms and conditions, including regulatory contact information, on your receipt.
Date available will be displayed on receipt for all transfers. Service and funds availability depends on certain factors including the amount sent, destination country, currency availability, fraud prevention measures, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.