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Reloadable Prepaid Cards at Kroger

Make budgeting simple by loading a Prepaid Card.

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Green Dot Reloadable Debit Cards

Stop in your favorite store today to purchase and easily deposit cash at the register to your Green Dot® reloadable debit card. No minimum balance required, plus you can deposit checks with your smartphone and track your spending 24/7 with our mobile app.

Visa® Debit Card

  • No monthly fees with qualifying direct deposit
  • Get your pay up to 2 days early 1
  • Overdraft protection up to $200 with opt-in & eligible direct deposit 2

Visa® Debit Card

some

Pay As You Go

Visa® Debit Card

  • No monthly fee. Simply pay per use 6
  • Get your pay up to 2 days early 1
  • Overdraft protection up to $200 with opt-in & eligible direct deposit 2

Pay As You Go

some

Cash Back

Visa® Debit Card

  • Earn 2% cash back on online and mobile purchases, plus earn 2% (APY) on money in savings*
  • Overdraft protection up to $200 with opt-in & eligible direct deposit 2
  • Free cash reloads using the app 5
  • Free ATM networks 7

Cash Back

some

You’re leaving Kroger Money Services

When you select continue, you’ll enter the Green Dot Bank® site. KROGER isn’t responsible for services, products or content provided on or through that site because we don’t own or control it. Your use of the Green Dot Bank® site is subject to different terms and conditions and your information is subject to different privacy practices than Kroger.

Reloadable Prepaid Cards give you complete flexibility. Add funds with cash, card-to-card transfer, mobile deposit, direct deposit and bank transfers.

  • Make purchases online and in person
  • Use anywhere debit cards are accepted
  • Get cash back at Point-of-Sale
  • Withdraw money at ATMs
  • Buy your Prepaid Card online or in store
  • Want to know more? Find out more about us


BUYING A

Getting a new Prepaid Card is simple and convenient at Money Services.

In Store

  • 1

    Find your nearest location in the Kroger Family of Stores

  • 2

    Get a temporary Prepaid Card

  • 3

    Add funds

  • 4

    Register your card online or call the 800 number for your card

  • 5

    When your permanent card arrives, activate it – your balance will automatically transfer

How to Receive Payments from a Government Agency

A Netspend prepaid card offers an alternative banking solution and the ability to receive your government payments much quicker via direct deposit.

Pile of US dollar bills
  • 1

    Buy a Netspend prepaid card in your nearest Kroger Family of Stores

  • 2

    Register the Netspend card and set up an online or mobile account

  • 3

    Receive your account/routing number

  • 4

    Provide the government with your new account/routing number – in place of receiving a paper check

  • 5

    Follow any government direct deposit instructions and receive your payment in your Netspend account

Reloading your

Reloading your card is quick and easy, though some fees or transaction limits may apply depending on the way you choose to add funds.

You can reload the following ways:

  • Take cash to any Kroger Family of Stores checkout lane.

  • Direct deposit

  • Move money between cards in a Card-to-Card transfer

  • Photograph a check and send funds via Ingo Money

  • Transfer money from your PayPal account

  • Use a Reload chit

What cards can you buy through Money Services?

The Kroger Family of Stores give you access to a wide range of cards through Money Services. Each has its own benefits. Find out more about the types of Prepaid Cards available below:

netspend-jhook-template-4_flat-2

Netspend® Visa® Prepaid Card⊕

  • No credit checks1
  • No minimum balances
  • No-cost Direct Deposit and get paid up to 2 days faster.2
  • Reload at over 130,000 locations3

You’re leaving Kroger Money Services

When you select continue, you’ll enter the Green Dot Bank® site. KROGER isn’t responsible for services, products or content provided on or through that site because we don’t own or control it. Your use of the Green Dot Bank® site is subject to different terms and conditions and your information is subject to different privacy practices than Kroger.

How muchWill I Pay?

If you’re still not sure about which card is for you, compare the associated fees below. Remember that the cheapest card may not be the best for you long term. Speak to one of our trained in-store team if you have further questions.

Card Card Art Activation Fee Cash Reload Fees Max Monthly Fee ATM Fee Rewards Direct Deposit Mobile App Email/Text Alerts Overdraft Fees Max Balance Online Bill Pay Fee
Green Dot Visa® Debit Card $1.95 Up to $4.95

$7.95
First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier. After the 1st monthly fee, $7.95 monthly fee waived when direct deposit $500 or more in the previously monthly period.

$3.00

None

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early!2

Yes - With opt-in and eligible direct deposit6 N/A N/A
Green Dot Cash Back Visa® Debit Card $2.95 Up to $4.95

$9.95
First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.

Free in-network ATMs3

2% cash back on online and mobile purchases1

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early!2

Yes - With opt-in and eligible direct deposit6 N/A N/A
PayPal™ Prepaid MasterCard® PayPal Prepaid Mastercard packaging $2.95 $3.95

$4.95 – deducted within 36 hours of your first cash load

Withdrawals
$1.95

Balance Inquiry
$0.50

None

Yes
Get paid 2 days before payday

N/A $15,000 N/A
NetSpend® Visa® Prepaid Card Netspend visa prepaid card $2.95 $3.95

$9.95

Withdrawals
$2.50

Balance Inquiry
$0.50

None

Yes
Get paid 2 days before payday

N/A $15,000 N/A
Green Dot Pay As You Go Visa® Card $3.95 Up to $4.95

$1.50 per transaction fee

One time fee of $9.95 applies if card is not registered within 90 days of purchase

$3.00

None

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early!2

Yes - With opt-in and eligible direct N/A N/A
Ufan Prepaid Mastercard® $3.95 $3.95

$9.95

$2.50

None

Yes
Get paid 2 days before payday

N/A N/A N/A
GO2bank Visa® Debit Card $2.95 Up to $4.95

$5.00 – waived when you receive a payroll or government benefits direct deposit during the previously monthly statement period

Free in-network ATMs

Earn up to 7% instant cash back on eGift cards bought in the app

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early

Yes - With opt-in and eligible direct deposit6 N/A $0

What is

Money Services is part of the Kroger brand. Fred Meyer and Dillon’s are just two of the 12 stores included in the Kroger Family of Stores. This means you’ll find Money Services locations all over the US.

Protecting your money is vital to us, whether you’re cashing a check, paying a bill or loading a Prepaid Card. Find out more about how Money Services is regulated or how we secure your transactions.

Top 5 FAQs

There are a number of ways to load money onto your Prepaid Card. You can buy and reload some cards online or go into your nearest Money Services to get a Prepaid Card. Find out more about reloading a Prepaid Card.

It’s easy to find your nearest Money Services location in the Kroger Family Stores. Our store locator tool is quick and simple.

There is normally a small fee to activate and reload a Prepaid Card. Look out for promotions and offers to save money. More information about how much a Prepaid Card will cost can be found here.

The right Prepaid Card for you depends on your priorities and how you want to use it.

Most Prepaid Cards are accepted anywhere in the US that accepts debit cards. You can use them online and in stores, though fees may apply.

  1. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your account exactly or we will decline your deposit.
  2. Activated, chip-enabled debit card, eligible direct deposit and opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts are paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Overdraft protection is only available on Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability.
  3. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing.
  4. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of May 2022. APY may change before or after you open an account.
  5. Limits and fees apply. See app for participating retailers.
  6. $1.50 per transaction fee. Other fees apply. See Account Agreement for details.
  7. See app for free ATM locations. Four (4) free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank, and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Prepaid cards not available for purchase in VT

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