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Reloadable Prepaid Cards at Kroger

Make budgeting simple by loading a Prepaid Card.

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Reloadable Prepaid Cards give you complete flexibility. Add funds with cash, card-to-card transfer, mobile deposit, direct deposit and bank transfers.

  • Make purchases online and in person
  • Use anywhere debit cards are accepted
  • Get cash back at Point-of-Sale
  • Withdraw money at ATMs
  • Buy your Prepaid Card online or in store
  • Want to know more? Find out more about us


BUYING A

Getting a new Prepaid Card is simple and convenient at Money Services.

In Store

  • 1

    Find your nearest location in the Kroger Family of Stores

  • 2

    Get a temporary Prepaid Card

  • 3

    Add funds

  • 4

    Register your card online or call the 800 number for your card

  • 5

    When your permanent card arrives, activate it – your balance will automatically transfer

How to Receive Payments from a Government Agency

A Netspend prepaid card offers an alternative banking solution and the ability to receive your government payments much quicker via direct deposit.

Pile of US dollar bills
  • 1

    Buy a Netspend prepaid card in your nearest Kroger Family of Stores

  • 2

    Register the Netspend card and set up an online or mobile account

  • 3

    Receive your account/routing number

  • 4

    Provide the government with your new account/routing number – in place of receiving a paper check

  • 5

    Follow any government direct deposit instructions and receive your payment in your Netspend account

Reloading your

Reloading your card is quick and easy, though some fees or transaction limits may apply depending on the way you choose to add funds.

You can reload the following ways:

  • Take cash to any Kroger Family of Stores checkout lane.

  • Direct deposit

  • Move money between cards in a Card-to-Card transfer

  • Photograph a check and send funds via Ingo Money

  • Transfer money from your PayPal account

  • Use a Reload chit

What cards can you buy through Money Services?

The Kroger Family of Stores give you access to a wide range of cards through Money Services. Each has its own benefits. Find out more about the types of Prepaid Cards available below:

netspend-jhook-template-4_flat-2

Netspend® Visa® Prepaid Card⊕

  • No credit checks1
  • No minimum balances
  • No-cost Direct Deposit and get paid up to 2 days faster.2
  • Reload at over 130,000 locations3

How muchWill I Pay?

If you’re still not sure about which card is for you, compare the associated fees below. Remember that the cheapest card may not be the best for you long term. Speak to one of our trained in-store team if you have further questions.

Card Card Art Activation Fee Cash Reload Fees Max Monthly Fee ATM Fee Rewards Direct Deposit Mobile App Email/Text Alerts Overdraft Fees Max Balance Online Bill Pay Fee
Green Dot Visa® Debit Card $1.95 Up to $4.95

$7.95
First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier. After the 1st monthly fee, $7.95 monthly fee waived when direct deposit $500 or more in the previously monthly period.

$3.00

None

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early!2

Yes - With opt-in and eligible direct deposit6 N/A N/A
Green Dot Cash Back Visa® Debit Card $2.95 Up to $4.95

$9.95
First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.

Free in-network ATMs3

2% cash back on online and mobile purchases1

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early!2

Yes - With opt-in and eligible direct deposit6 N/A N/A
PayPal™ Prepaid MasterCard® PayPal Prepaid Mastercard packaging $2.95 $3.95

$4.95 – deducted
within 36 hours of your first cash load

Withdrawals
$1.95

Balance Inquiry
$0.50

None

Yes
Get paid 2 days before payday

N/A $15,000 N/A
NetSpend® Visa® Prepaid Card Netspend visa prepaid card $2.95 $3.95

$9.95

Withdrawals
$2.50

Balance Inquiry
$0.50

None

Yes
Get paid 2 days before payday

N/A $15,000 N/A
Green Dot Pay As You Go Visa® Card $3.95 Up to $4.95

$1.50 per transaction fee

One time fee of $9.95 applies if card is not registered within 90 days of purchase

$3.00

None

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early!2

Yes - With opt-in and eligible direct N/A N/A
Ufan Prepaid Mastercard® $3.95 $3.95

$9.95

$2.50

None

Yes
Get paid 2 days before payday

N/A N/A N/A
GO2bank Visa® Debit Card $2.95 Up to $4.95

$5.00 – waived when you receive a payroll or government benefits direct deposit during the previously monthly statement period

Free in-network ATMs

Earn up to 7% instant cash back on eGift cards bought in the app

Yes
Get your pay up to 2 days early and your government benefits up to 4 days early

Yes - With opt-in and eligible direct deposit6 N/A $0

What is

Money Services is part of the Kroger brand. Fred Meyer and Dillon’s are just two of the 12 stores included in the Kroger Family of Stores. This means you’ll find Money Services locations all over the US.

Protecting your money is vital to us, whether you’re cashing a check, paying a bill or loading a Prepaid Card. Find out more about how Money Services is regulated or how we secure your transactions.

Top 5 FAQs

There are a number of ways to load money onto your Prepaid Card. You can buy and reload some cards online or go into your nearest Money Services to get a Prepaid Card. Find out more about reloading a Prepaid Card.

It’s easy to find your nearest Money Services location in the Kroger Family Stores. Our store locator tool is quick and simple.

There is normally a small fee to activate and reload a Prepaid Card. Look out for promotions and offers to save money. More information about how much a Prepaid Card will cost can be found here.

The right Prepaid Card for you depends on your priorities and how you want to use it.

Most Prepaid Cards are accepted anywhere in the US that accepts debit cards. You can use them online and in stores, though fees may apply.

Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

The fee is waived for your first ATM withdrawal per month from an ‘in-network’ ATM that is part of the MoneyPass® ATM network.

1 Monthly and other fees apply. See card package for details.

2 Timing depends on deposit verification and when we get notice from your employer or benefits provider and may vary from pay period to pay period. But when we get it, you’ll get it.

Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Not a gift card. Must be 18 or older to purchase. Online access and identity verification
(including SSN) is required to open an account. Mobile number or email address verification and mobile app are required to access all features.

  1. Redeem the cash back and interest on savings upon each anniversary of opening the account. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back balance after 12 months of use and your account being in good standing. High-Yield Savings Account interest paid every 12 months based on the average daily balance of the prior 365 days, up to a maximum balance of $10,000. 2.00% Annual Percentage Yields (APYs) are accurate as of 3/08/21 and may change before or after you open an account. Fees on your primary deposit account may reduce earnings on your savings account. See Account Agreement for fees, terms, and conditions.
  2. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your account exactly. We will not be able to deposit your payment if we are unable to match recipients.
  3. Fee-free ATM access applies to in-network ATM’s only. See app for free ATM locations. For out-of-network ATMs and bank teller withdrawals, a $3.00 fee will apply, plus any additional fee charged by the ATM operator in addition to our fees.
  4. $1.50 per transaction fee. Other fees apply. See Account Agreement for details.
  5. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.
  6. Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid
    the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.
  7. Active personalized card required.
  8. Digital wallet feature not available for cards sold in Puerto Rico.
  9. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.

NETSPEND
1. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

2. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

3. Fee may be assessed by reload location and may vary from location to location.

4. No charge for this service, but your wireless carrier may charge for messages or data.

5. PayPal Transfers requires an account with PayPal and a personalized card, which arrives within 10 business days after activation of your instant-issue card. If you do not already have a PayPal account you will link to this Card; visit www.paypal.com to get one, or you may get one when you activate this card online. Account with PayPal required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $300 per day/$2,000 per rolling 30 days and are limited to the funds available in your PayPal account. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. Only one (1) PayPal Prepaid Mastercard may be linked to one (1) account with PayPal. PayPal Transfers cannot be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com online account to which various funding sources, including a PayPal Prepaid Card, may be linked.

The Netspend Visa Prepaid Card is issued by MetaBank®, National Association, pursuant to a license from Visa U.S.A. Inc. The PayPal Prepaid Mastercard is issued by The Bancorp Bank, pursuant to license by Mastercard International Incorporated. Bankcorp Bank, Members FDIC. Please see the back of your Card for its issuing bank. Netspend, a TSYS® Company, is a registered agent of  The Bancorp Bank. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The PayPal Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

Fancards is a trademark of University Fancards, LLC ® 2020 University Fancards, LLC. All Rights Reserved.

The UFan Prepaid Mastercard® is issued by MetaBank®, Member FDIC, pursuant to license from Mastercard International Incorporated. Netspend, a Global Payments company, is a registered agent of MetaBank. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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