Reloadable Prepaid Cards give you complete flexibility. Add funds with cash, card-to-card transfer, mobile deposit, direct deposit and bank transfers.
- Make purchases online and in person
- Use anywhere debit cards are accepted
- Get cash back at Point-of-Sale
- Withdraw money at ATMs
- Buy your Prepaid Card online or in store
- Want to know more? Find out more about us
Make budgeting simple with reloadable prepaid debit cards.
Discover the benefits of reloadable debit cards with Money Services. Learn how to activate, buy, and even top up your prepaid Kroger card. Check out how this seamless payment option can help you to enjoy even easier payments, in store or online.
WHY SHOULD I GET A RELOADABLE DEBIT CARD?
Reloadable prepaid debit cards give you complete flexibility. Add funds with cash, card-to-card transfer, mobile deposit, direct deposit, and bank transfers.
- Make purchases online and in person
- Use anywhere debit cards are accepted
- Get cash back at Point-of-Sale
- Withdraw money at ATMs
- Buy your prepaid debit card online or in store
- Want to know more? Find out more about us
GO2bank
Visa® Debit Card
- No monthly fees with qualifying direct deposit
- Get your pay up to 2 days early 1
- Overdraft protection up to $200 with opt-in & eligible direct deposit 2
- Free ATM Network – withdraw cash at thousands of free in-network ATMs nationwide 7
GO2bank
Visa® Debit Card
- No monthly fees with qualifying direct deposit
- Get your pay up to 2 days early 1
- Overdraft protection up to $200 with opt-in & eligible direct deposit 2
Visa® Debit Card
Pay As You Go
Visa® Debit Card
- No monthly fee. Simply pay per use 6
- Get your pay up to 2 days early 1
- Overdraft protection up to $200 with opt-in & eligible direct deposit 2
Pay As You Go
Cash Back
Visa® Debit Card
- Earn 2% cash back on online and mobile purchases, plus earn 2% (APY) on money in savings*
- Overdraft protection up to $200 with opt-in & eligible direct deposit 2
- Free cash reloads using the app 5
- Free ATM networks 7
Cash Back
You’re leaving Kroger Money Services
When you select continue, you’ll enter the Green Dot Bank® site. KROGER isn’t responsible for services, products or content provided on or through that site because we don’t own or control it. Your use of the Green Dot Bank® site is subject to different terms and conditions and your information is subject to different privacy practices than Kroger.
BUYING A RELOADABLE PREPAID CARD?
Getting a new Prepaid Card is simple and convenient at Money Services.
In Store
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1
Find your nearest location in the Kroger Family of Stores
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2
Get a temporary Prepaid Card
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3
Add funds
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4
Register your card online or call the 800 number for your card
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5
When your permanent card arrives, activate it – your balance will automatically transfer
How to Receive Payments from a Government Agency via Direct Deposit with NetSpend
A Netspend prepaid card offers an alternative solution and the ability to receive your government payments much quicker via direct deposit.
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1
Buy a Netspend prepaid card in your nearest Kroger Family of Stores
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2
Register the Netspend card and set up an online or mobile account
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3
Receive your account/routing number
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4
Provide the government with your new account/routing number – in place of receiving a paper check
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5
Follow any government direct deposit instructions and receive your payment in your Netspend account
RELOADAING YOUR PREPAID CARD
Reloading your VISA or Mastercard prepaid debit card is quick and easy, though some fees or transaction limits may apply depending on the way you choose to add funds.
You can reload the following ways:
- Take cash to any Kroger Family of Stores checkout lane.
- Direct deposit
- Move money between prepaid cards in a Card-to-Card transfer
- Photograph a check and send funds via Ingo Money
- Transfer money from your PayPal account
- Use a Reload chit
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Take cash to any Kroger Family of Stores checkout lane.
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Direct deposit
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Move money between cards in a Card-to-Card transfer
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Reload with Mobile Check Load
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Transfer money from your PayPal account
What cards can you buy through Money Services?
The Kroger Family of Stores give you access to a wide range of cards through Money Services. Each has its own benefits. Find out more about the types of Prepaid Cards available below:
Netspend® Visa® Prepaid Card⊕
- No credit checks1
- No minimum balances
- No-cost2 Direct Deposit and get paid up to 2 days faster.3
- Reload at over 130,000 locations4
You’re leaving Kroger Money Services
When you select continue, you’ll enter the Green Dot Bank® site. KROGER isn’t responsible for services, products or content provided on or through that site because we don’t own or control it. Your use of the Green Dot Bank® site is subject to different terms and conditions and your information is subject to different privacy practices than Kroger.
Netspend® Visa® Prepaid Card⊕
- No credit checks1
- No minimum balances
- No-cost Direct Deposit and get paid up to 2 days faster2
Reload at over 130,000 locations3
HOW MUCH WILL I PAY?
If you’re still not sure about which prepaid debit card is best for you, compare the associated fees below. Remember that the cheapest reloadable prepaid card may not be the best for you long term. Speak to one of our trained in-store team members if you have any further questions.
| Card | Card Art | Activation Fee | Cash Reload Fees | Max Monthly Fee | ATM Fee | Rewards | Direct Deposit | Mobile App | Email/Text Alerts | Overdraft Fees | Max Balance | Online Bill Pay Fee |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Green Dot Visa® Debit Card |  |
$1.95 | Up to $4.95 | $7.95 |
$3.00 |
None | Yes |
Yes - With opt-in and eligible direct deposit6 | N/A | N/A | ||
| Green Dot Cash Back Visa® Debit Card |  |
$2.95 | Up to $4.95 | $9.95 |
Free in-network ATMs3 |
2% cash back on online and mobile purchases1 | Yes |
Yes - With opt-in and eligible direct deposit6 | N/A | N/A | ||
| PayPal™ Prepaid MasterCard® |  |
$2.95 | $3.95 | $4.95 – deducted within 36 hours of your first cash load |
Withdrawals Balance Inquiry |
None | Yes |
N/A | $15,000 | N/A | ||
| NetSpend® Visa® Prepaid Card |  |
$2.95 | $3.95 | $9.95 |
Withdrawals Balance Inquiry |
None | Yes |
N/A | $15,000 | N/A | ||
| Green Dot Pay As You Go Visa® Card |  |
$3.95 | Up to $4.95 | $1.50 per transaction fee One time fee of $9.95 applies if card is not registered within 90 days of purchase |
$3.00 |
None | Yes |
Yes - With opt-in and eligible direct | N/A | N/A | ||
| Ufan Prepaid Mastercard® |  |
$3.95 | $3.95 | $9.95 |
$2.50 |
None | Yes |
N/A | N/A | N/A | ||
| GO2bank Visa® Debit Card |  |
$2.95 | Up to $4.95 | $5.00 – waived when you receive a payroll or government benefits direct deposit during the previously monthly statement period |
Free in-network ATMs |
Earn up to 7% instant cash back on eGift cards bought in the app | Yes |
Yes - With opt-in and eligible direct deposit6 | N/A | $0 |
What is Money Services?
Money Services is part of the Kroger brand. Fred Meyer and Dillon’s are just two of the 12 stores included in the Kroger Family of Stores. This means you’ll find Money Services locations all over the US.
Protecting your money is vital to us, whether you’re cashing a check, paying a bill, or loading a prepaid debit card. Find out more about how Money Services is regulated or how we secure your transactions.
Top FAQs
Where can I reload my reloadable Prepaid Card?
There are several ways to load money onto your reloadable prepaid card. You can buy and reload some prepaid debit cards online or go into your nearest Money Services to get a reloadable prepaid card. Find out more about reloading a prepaid card.
How do I find my nearest Money Services?
It’s easy to find your nearest Money Services location in the Kroger Family Stores. Our store locator tool is quick and simple to use.
How much does a reloadable Prepaid Card cost?
There is normally a small fee to activate and reload a prepaid card. Look out for promotions and offers to save money. More information about how much a prepaid card will cost can be found here.
Which Prepaid Card is best?
The right reloadable prepaid card for you depends on your priorities and how you want to use it.
Where can I use a Prepaid Card?
Most Prepaid Cards are accepted anywhere in the US that accepts debit cards. You can use them online and in stores, though fees may apply.
Where can I use a prepaid card?
A prepaid debit card is a useful way to pay for things without needing to carry cash around. It’s not like a credit card – you are using money that you already have. Bank accounts aren’t necessary and having a poor credit history shouldn’t prevent you from having one.
- Direct deposit early availability depends on the timing of the payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your account exactly or we will decline your deposit.
- Activated, chip-enabled debit card, eligible direct deposit and opt-in required. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts are paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Overdraft protection is only available on Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability.
- Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing.
- Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. A 2.00% Annual Percentage Yield (APY) as of May 2022. APY may change before or after you open an account.
- Limits and fees apply. See app for participating retailers.
- $1.50 per transaction fee. Other fees apply. See Account Agreement for details.
- See app for free ATM locations. Four (4) free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.
Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank, and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
Kroger engages in money transmission services as an authorized delegate of NetSpend Corporation (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses
Prepaid cards not available for purchase in VT