When you purchase a money order, the funds will be loaded immediately, so you don’t have to wait for the funds the clear your bank account.
HOW CAN A MONEY ORDER HELP YOU?
Money orders work similarly to checks but they won’t bounce – helping your budget and peace of mind. Money orders mean you can be sure that the funds will arrive without having to wait for them to leave your account.
- Money orders allow you to send payments through the mail
- Payment is made in advance, so your budget is clear
- A secure way to pay bills without a bank account
- No waiting for checks to clear
- Purchase money orders from over 2,000 store locations. Find your nearest Money Services
What is a Money Order?
A money orders are a reliant alternative to cash or a checks. When you use money orders you don’t have to wait for funds to leave your bank account, because the funds are loaded when you purchase the money order. You don’t need a bank account to purchase a money order. Visit your nearest Money Services location and our friendly associates will be happy to help.
How to send a Money Order
It’s as easy as 1, 2, 3:
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1
Find your nearest Money Services location
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2
Purchase a money order from your friendly Money Services associate. Remember to complete the ‘Pay to the Order of’ field
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3
Send your money order either through the mail or deliver in person

How to Process a Money Order
If you want to process a money order, it’s just as simple:
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1
Head to your nearest Money Services in the Kroger Family of Stores
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2
Endorse the money order by signing the back
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3
Receive cash back
What are the fees for a Money Order?
The cost to purchase or cash a money order will vary by state. Use our tool below to get an idea of how much you’ll pay for money orders near you.
Select a State
With Card
$1.00*
*Fees may vary and change
Without Card
$1.10*
*Fees may vary and change
What do I need to bring for a Money Order near me?
To help our in-store associates process your money order as quickly as possible, please bring the following to your nearest Money Services:
- Social Security number
- Valid ID
Types of ID we accept:
- US-issued Passport
- State-issued ID
- Driver’s License
- Resident Alien ID
- Military ID
- Matricula Consular ID
- Tribal Nation or Reservation ID

Types of ID We accept:
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US-issued Passport
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State-issued ID
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Driver's License
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Resident Alien ID
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Military ID
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Matricula Consular ID
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Tribal Nation or Reservation ID
TOP MONEY ORDER FAQS
Can a money order be reprinted?
Money orders can be replaced if they are damaged, lost, or stolen, but there are often associated fees. To find out more about what to do if your money order is damaged or stolen, read our guide on money orders.
Can you cancel a money order after you’ve sent it?
Money orders can be replaced if they are damaged, lost, or stolen, but fees are often associated. To find out more about what to do if your money order is damaged or stolen, read our guide on money orders.
Can I cash in my own money order?
Yes, you can cash your own money order if you are the payee. Money orders can only be cashed by the payee provided, so you cannot cash a money order that is not intended for you.
What is the limit on a money order?
Money Orders have a limit of $1,000 per money order. If you need larger amounts you have the ability to purchase multiple $1,000 money orders. Money order amounts vary by state and Identification requirements may apply.
Where can I get a money order?
You can purchase money orders near you at your local Money Services. Use our store locator to find your nearest one.
Why would someone want a money order?
A money order offers a trustworthy alternative to other types of funds (cash, check etc.) Money orders can be given for gifts, to make purchases, and to pay bills.