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Cash Insurance Checks

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If you need to cash an insurance settlement check made payable to only one person, stop by your local Money Services – it’s quick, easy, and secure.

For a secure way to cash your insurance check, visit your nearest Money Services. We can help cash your insurance check quickly, and our friendly team of store associates will be able to answer any questions you may have. We’re open late so you can drop by at a convenient time that suits you.

Find a location

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How to cash your

The process for cashing your insurance settlement check is the same as cashing any other check with Money Services. Here’s what you need to do:

  • Find us – Search for your local Money Services using our store locator tool.

  • Bring your check – Take your check to your local Money Services – the fee will be deducted from the cash you get back.

  • Bring your details – Make sure you bring the valid ID and know your Social Security or Taxpayer Identification Number.

  • Cash your insurance check –Our friendly in-store team will give you your money right away.

What you need to

To cash an insurance check at your local Money Services, you need to bring your check, know your Social Security number, and bring a current, valid ID. The types of ID accepted are:

  • Driver’s License (US Only)
  • State‐issued ID
  • Military ID
  • Resident Alien ID
  • Matricula Consular ID
  • US-issued passport
  • Tribal Nation ID or Reservation ID
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Where can you

You can cash your insurance check at a location that’s convenient for you. We have many Money Services across the country, so you won’t need to travel far to find one. Use our store locator to find your nearest Money Services.

Find a check cashing store

Visit a local store to cash your checks – search by state, city, or ZIP code to find your nearest Money Services.

Find a location


Understanding your

An insurance settlement check will be given to you after an insurance company has agreed to pay you a sum of money following a claim. Kroger can only cash single-party insurance checks, which means payable to one person.


  • Check cashing fees* start at $5 with Shopper’s Card for checks up to $2,000.
  • Fees* for checks between $2,000.01 and $5,000 start at $7 with Shopper’s Card.

*Fees & limits vary by state. Check your local Money Services store for exact fees and limits in your area.

Find out more

Learn all you need to know about check cashing near you.

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