Cash in a check with convenience and access your funds today
Get your money faster when you cash in a check at Money Services. The best bit? It’s quick, easy, and efficient and you can even enjoy everyday low fees and Shopper’s Card benefits.
WHY CASH A CHECK WITH MONEY SERVICES
Check cashing doesn’t need to be difficult or expensive. With Money Services, you can cash a wide range of checks quickly and securely. Here are some more benefits to cashing a check with Money Services:
- We are your local cashing checking store with more than 2,000 Money Services stores you can visit
- No need for enrolment, so you can receive your money instantly
- Cash checks and grocery shop in the same convenient location
- Want to know more? Find out more about us
Using our check cashing services is as easy as 1, 2, 3…
Find a Money Services store near you
use our store locator to find your closest Money Services branch. With over 2,000 stores, you’re never far away from a Money Services.
Bring your check and correct details
a form of ID, and your Social Security or Taxpayer Identification Number.
Our check cashers at the Money Services desk will do the rest
you’ll be on your way with your cash in hand quickly.
What to bring with you to a check cashing store
To cash in a check at your local Money Services, you need to bring:
- The check you want to cash
- Your Social Security or Taxpayer Identification Number
Types of ID we accept for check cashing
Resident Alien ID
Matricula Consular ID
Tribal Nation or Reservation ID
How much does it cost to cash checks?
Please enter an amount
You can only cash a check up to the value of $5,000.
*Prices may vary by store, please check your with your local store.
Max fee of $4 for checks up to $2,000 for Kroger Shopper’s Card holders. Subject to applicable law.
Top 5 FAQs
Can I cash checks without ID?
No, as with most financial institutions, you must have ID to cash a check. But don’t worry, Money Services accept a variety of documents as ID. The following documents count as acceptable ID to cash in a check:
- US-issued Passport
- State-issued ID
- Driver’s License
- Resident Alien ID
- Military ID
- Matricula Consular ID
- Tribal Nation or Reservation ID
How long do I have to cash a check?
There’s typically an expiration date printed on the check, but in most cases, personal or business checks are usually valid for 180 days – or six months. Make sure to check the date so you don’t get caught out.
It’s worth cashing a check as soon as you can after receiving it, just in case the account number changes or the sender spends the money on something else.
What do I do if I lose a check?
If you’re certain that you’ve lost a check, you need to cancel it as soon as possible. Contact the person who issued the check to stop the payment, so no one else can cash the check.
If you have written a check that you suspect has been lost or stolen, you need to contact your bank to see whether it has been cashed. If it hasn’t, you can request them to stop the payment.
Should I use a check or money order?
The decision on whether you need to use a check or money order depends on what you’re trying to do and your financial circumstances. Some people may be hesitant to accept a personal check as the funds are not guaranteed. For things like bills, rent, or services, a money order may be the preferred choice.
Can I cash checks without a bank account?
Yes, you don’t need a bank account to cash a check. You can cash in your money at Money Services or load the value onto a prepaid card. You will need to bring certain documentation with you, like a valid form of ID.
Can anyone cash a check?
Yes, you are usually allowed to have somebody else cash a check for you. This may come in handy if you don’t have a bank account of your own. If you need to, it’s easy to sign over a check to somebody else.