In this article, we’ll talk you through how to void a check and give a few examples of when you might need to use a voided check.
Why would you need to void a check?
Knowing how to make a voided check is a useful skill for managing several banking needs and transactions. While a voided check can’t be used to cash a payment, it will provide all the relevant banking information needed to help set up regular payments and make sure you get paid every month.
When to use a voided check
- Direct debits – If you’re buying a product or service from a company that prefers to use electronic payments, you might need to use a voided check to set up automatic payments.
- Direct deposits – Many employers will ask for a voided check to set up a direct deposit for your wages. A voided check will give them all the necessary information they need to make sure you get paid quickly and easily.
- Regular payments – You might need to submit a voided check to schedule payments from your checking account for things like your mortgage, and other regular bills.
How to void a check
Voiding a check is simple. In fact, it takes just three steps if you’re doing it yourself.
- Write the word VOID across the front of your check. Use blue or black ink and make sure you write it big enough to cover most of the check. You’ll need to leave the numbers at the bottom uncovered though, that’s the information needed to establish a link with your bank.
- Make a copy or note for your records. Either photograph or photocopy the check for your records. Make a note of the number of the check that you voided. That way, you won’t be left wondering where your check went next time it comes to balancing your account.
- Send the check. Once you’ve marked the check as void and noted it in your records, you can send it to the people that need it. If you’re sending the check electronically, make sure you encrypt the file. You could also password protect it, sending the password separately to protect your information from hackers.
You might also be able for a voided check at your bank or at a Kroger Family of Stores cashier.
What to do if you don’t have a bank account
If you don’t have a bank account, you won’t be able to use voided checks to set up any payments or deposits. Instead, you might be able to use pre-paid cards. Use the information on the prepaid card account as you would the information on your voided check to link your accounts.
Other way to send money
Checks aren’t the only way to send money to businesses and ensure people can send money to you. Alternatives to voided checks could include:
- Money orders – Similar to a check, money orders offer a faster way to send money to cover bills or as a gift. Because they’re prepaid, you won’t have to wait for the funds to leave your account, giving you a clear view of the money you have.
- Money transfers – A money transfer offers a quick and easy way to send money to anywhere in the world. You’ll need to bring your ID and have the recipients name as it appears on their government ID.
Find your local store to start sending money and organizing your accounts today.